The free supplementary pension has nothing to do with the contributions paid by you as a self-employed person or assistant to your social security fund.
It is paid on top of the legal pension under the form of a capital or annuity.
There are several possibilities

• a supplementary retirement pension
• a supplementary survivorship pension in favour of the surviving spouse
  
  
  

Voluntary contribution
In order to build a free supplementary pension, you can pay voluntary contributions to your social security fund. Your fund will then transfer your contributions to an insurance company.
The contributions paid by you, are a percentage of your business income.

For whom
Self-employed persons who pay contributions for an independent principal activity and assisting spouses (maxi-status) can conclude an insurance contract for a free supplementary pension. Moreover, you can only make deposits for the quarters for which your normal contributions were paid in full.

Payment
2 possibilities:

• payment of the insured pension capital (contributions and capitalised interests), increased with profit sharing
• conversion of the pension capital (contributions and capitalised interests) into annuity, which is paid per quarter

The free supplementary pension is paid at the time of commencement of the legal pension.